Privacy Policy and Earning Disclaimer
Last Updated on March 14th, 2021
Privacy statement US
This privacy statement was last changed on March 14th, 2021, last checked on March 14th, 2021, and applies to citizens of the United States.
In this privacy statement, we explain what we do with the data we obtain about you via https://fearlesscloser.com. We recommend you carefully read this statement. In our processing we comply with the requirements of privacy legislation. That means, among other things, that:
we clearly state the purposes for which we process personal data. We do this by means of this privacy statement;
we aim to limit our collection of personal data to only the personal data required for legitimate purposes;
we first request your explicit consent to process your personal data in cases requiring your consent;
we take appropriate security measures to protect your personal data and also require this from parties that process personal data on our behalf;
we respect your right to access your personal data or have it corrected or deleted, at your request.
If you have any questions or want to know exactly what data we keep of you, please contact us.
1. Purpose and categories of data
Categories of personal information to be collected and the purpose for which the categories shall be used.
1.1 We use your data for the following purpose:
Contact – Through phone, mail, email and/or webforms
The following categories of data are collected
A first and last name
An email address
A telephone number
1.2 We use your data for the following purpose:
Newsletters
The following categories of data is collected
A first and last name
An email address
A telephone number
1.3 We use your data for the following purpose:
To support services or products that a customer wants to buy or has purchased
The following categories of data is collected
A first and last name
An email address
A telephone number
2. Sharing with other parties
We do not share data with third parties.
We disclose personal information if we are required by law or by a court order, in response to a law enforcement agency, to the extent permitted under other provisions of law, to provide information, or for an investigation on a matter related to public safety.
3. How we respond to Do Not Track signals & Global Privacy Control
Our website responds to and supports the Do Not Track (DNT) header request field. If you turn DNT on in your browser, those preferences are communicated to us in the HTTP request header, and we will not track your browsing behavior.
4. Cookies
Our website uses cookies. For more information about cookies, please refer to our Cookie Policy on our Cookie Policy (US) webpage. 
We have concluded a data processing agreement with Google.
5. Security
We are committed to the security of personal data. We take appropriate security measures to limit abuse of and unauthorized access to personal data. This ensures that only the necessary persons have access to your data, that access to the data is protected, and that our security measures are regularly reviewed.
The security measures we use consist of:
TLS / SSL
DKIM, SPF en DMARC
Security software
6. Third party websites
This privacy statement does not apply to third party websites connected by links on our website. We cannot guarantee that these third parties handle your personal data in a reliable or secure manner. We recommend you read the privacy statements of these websites prior to making use of these websites.
7. Amendments to this privacy statement
We reserve the right to make amendments to this privacy statement. It is recommended that you consult this privacy statement regularly in order to be aware of any changes. In addition, we will actively inform you wherever possible.
8. Accessing and modifying your data
If you have any questions or want to know which personal data we have about you, please contact us. Please make sure to always clearly state who you are, so that we can be certain that we do not modify or delete any data of the wrong person. We shall provide the requested information only upon receipt of a verifiable consumer request. You can contact us by using the information below. You have the following rights:
8.1 Right to know what personal information is being collected about you
A consumer shall have the right to request that a business that collects personal information about the consumer disclose to the consumer the following:
The categories of personal information it has collected about that consumer.
The categories of sources from which the personal information is collected.
The business or commercial purpose for collecting or selling personal information.
The categories of third parties with whom the business shares personal information.
The specific pieces of personal information it has collected about that consumer.
8.2 The right to know whether personal information is sold or disclosed and to whom
A consumer shall have the right to request that a business that sells the consumer’s personal information, or that discloses it for a business purpose, disclose to that consumer:
The categories of personal information that the business collected about the consumer.
The categories of personal information that the business sold about the consumer and the categories of third parties to whom the personal information was sold, by category or categories of personal information for each third party to whom the personal information was sold.
The categories of personal information that the business disclosed about the consumer for a business purpose.
8.3 The Right to equal service and price, even if you exercise your privacy rights
We shall not discriminate against a consumer because the consumer exercised any of the consumer’s privacy rights, including, but not limited to, by:
Denying goods or services to the consumer.
Charging different prices or rates for goods or services, including through the use of discounts or other benefits or imposing penalties.
Providing a different level or quality of goods or services to the consumer, if the consumer exercises the consumer’s privacy rights.
Suggesting that the consumer will receive a different price or rate for goods or services or a different level or quality of goods or services. However, nothing prohibits us from charging a consumer a different price or rate, or from providing a different level or quality of goods or services to the consumer, if that difference is reasonably related to the value provided to the consumer by the consumer’s data.
8.4 The right to delete any personal information
A consumer shall have the right to request that a business delete any personal information about the consumer which the business has collected from the consumer.
A business that receives a verifiable request from a consumer to delete the consumer’s personal information pursuant to subdivision (a) of this section shall delete the consumer’s personal information from its records and direct any service providers to delete the consumer’s personal information from their records.
A business or a service provider shall not be required to comply with a consumer’s request to delete the consumer’s personal information if it is necessary for the business or service provider to maintain the consumer’s personal information in order to:
Complete the transaction for which the personal information was collected, provide a good or service requested by the consumer, or reasonably anticipated within the context of a business’s ongoing business relationship with the consumer, or otherwise perform a contract between the business and the consumer.
Detect security incidents, protect against malicious, deceptive, fraudulent, or illegal activity; or prosecute those responsible for that activity.
Debug to identify and repair errors that impair existing intended functionality.
(Exercise free speech, ensure the right of another consumer to exercise his or her right of free speech, or exercise another right provided for by law.
Comply with the California Electronic Communications Privacy Act pursuant to Chapter 3.6 (commencing with Section 1546) of Title 12 of Part 2 of the Penal Code.
Engage in public or peer-reviewed scientific, historical, or statistical research in the public interest that adheres to all other applicable ethics and privacy laws, when the businesses’ deletion of the information is likely to render impossible or seriously impair the achievement of such research, if the consumer has provided informed consent.
To enable solely internal uses that are reasonably aligned with the expectations of the consumer based on the consumer’s relationship with the business.
Comply with a legal obligation.
Otherwise use the consumer’s personal information, internally, in a lawful manner that is compatible with the context in which the consumer provided the information.
9. Selling and disclosure of personal data to third parties
We have not sold consumers’ personal data in the preceding 12 months.
A list of the categories we have disclosed for a business purpose in the preceding 12 months:
An email address
10. Children
Our website is not designed to attract children and it is not our intent to collect personal data from children under the age of consent in their country of residence. We therefore request that children under the age of consent do not submit any personal data to us.
11. Contact details
The International Business Academy, Corp.
Miami, Fl
United States
Website: http://fearlesscloser.com/
Email: support@fearlesscloser.com

Annex
iThemes Sync
Where we send your data
Suggested text: This web site uses a third party service to manage administrative tasks. If you leave a comment, submit personal information via a contact form, or otherwise exchange personal details with us, it is possible that we may use this service to manage that data. Please visit the iThemes Privacy Policy for more information regarding the way they handle their data.

Privacy Statement EU

This privacy statement was last updated on March 14th, 2021 and applies to citizens of the European Economic Area.
In this privacy statement, we explain what we do with the data we obtain about you via https://fearlesscloser.com We recommend you carefully read this statement. In our processing we comply with the requirements of privacy legislation. That means, among other things, that:
we clearly state the purposes for which we process personal data. We do this by means of this privacy statement;
we aim to limit our collection of personal data to only the personal data required for legitimate purposes;
we first request your explicit consent to process your personal data in cases requiring your consent;
we take appropriate security measures to protect your personal data and also require this from parties that process personal data on our behalf;
we respect your right to access your personal data or have it corrected or deleted, at your request.
If you have any questions or want to know exactly what data we keep of you, please contact us.
1. Purpose, data and retention period
1.1 We use your data for the following purpose:
Contact – Through phone, mail, email and/or webforms
For this purpose we use the following data:
Name, Address and City
Email address
Telephone number
The basis on which we may process these data is:
Consent obtained
Retention period
We retain this data until the service is terminated.
1.2 We use your data for the following purpose:
Newsletters
For this purpose we use the following data:
Name, Address and City
Email address
Telephone number
The basis on which we may process these data is:
Consent obtained
Retention period
We retain this data until the service is terminated.
1.3 We use your data for the following purpose:
To support services or products that a customer wants to buy or has purchased
For this purpose we use the following data:
Name, Address and City
Email address
Telephone number
The basis on which we may process these data is:
Consent obtained
Retention period
We retain this data until the service is terminated.
2. Cookies
Our website uses cookies. For more information about cookies, please refer to our Cookie Policy. 
We have concluded a data Processing Agreement with Google.
3. Security
We are committed to the security of personal data. We take appropriate security measures to limit abuse of and unauthorized access to personal data. This ensures that only the necessary persons have access to your data, that access to the data is protected, and that our security measures are regularly reviewed.
The security measures we use consist of:
TLS / SSL
DKIM, SPF en DMARC
Security software
4. Third party websites
This privacy statement does not apply to third party websites connected by links on our website. We cannot guarantee that these third parties handle your personal data in a reliable or secure manner. We recommend you read the privacy statements of these websites prior to making use of these websites.
5. Amendments to this privacy statement
We reserve the right to make amendments to this privacy statement. It is recommended that you consult this privacy statement regularly in order to be aware of any changes. In addition, we will actively inform you wherever possible.
6. Accessing and modifying your data
If you have any questions or want to know which personal data we have about you, please contact us. You can contact us by using the information below. You have the following rights:
You have the right to know why your personal data is needed, what will happen to it, and how long it will be retained for.
Right of access: You have the right to access your personal data that is known to us.
Right to rectification: you have the right to supplement, correct, have deleted or blocked your personal data whenever you wish.
If you give us your consent to process your data, you have the right to revoke that consent and to have your personal data deleted.
Right to transfer your data: you have the right to request all your personal data from the controller and transfer it in its entirety to another controller.
Right to object: you may object to the processing of your data. We comply with this, unless there are justified grounds for processing.
Please make sure to always clearly state who you are, so that we can be certain that we do not modify or delete any data of the wrong person.
7. Submitting a complaint
If you are not satisfied with the way in which we handle (a complaint about) the processing of your personal data, you have the right to submit a complaint to the Data Protection Authority.
8. Contact details
The International Business Academy, Corp.
Miami, Fl
United States
Website: http://fearlesscloser.com/
Email: support@fearlesscloser.com
Annex
iThemes Sync
Where we send your data
Suggested text: This web site uses a third party service to manage administrative tasks. If you leave a comment, submit personal information via a contact form, or otherwise exchange personal details with us, it is possible that we may use this service to manage that data. Please visit the iThemes Privacy Policy for more information regarding the way they handle their data.

Cookie Policy US

This page was last changed on March 14th, 2021, last checked on March 14th, 2021 and applies to citizens of the United States.
1. Introduction
Our website, https://fearlesscloser.com (hereinafter: “the website”) uses cookies and other related technologies (for convenience all technologies are referred to as “cookies”). Cookies are also placed by third parties we have engaged. In the document below we inform you about the use of cookies on our website.
2. What are cookies?
A cookie is a small simple file that is sent along with pages of this website and stored by your browser on the hard drive of your computer or another device. The information stored therein may be returned to our servers or to the servers of the relevant third parties during a subsequent visit.
3. What are scripts?
A script is a piece of program code that is used to make our website function properly and interactively. This code is executed on our server or on your device.
4. What is a web beacon?
A web beacon (or a pixel tag) is a small, invisible piece of text or image on a website that is used to monitor traffic on a website. In order to do this, various data about you is stored using web beacons.
5. Consent
When you visit our website for the first time, we will show you a pop-up with an explanation about cookies. You do have the right to opt-out and to object against the further use of non-functional cookies.
5.1 Manage your consent settings
Manage Consent Current status: Accepted
You can also disable the use of cookies via your browser, but please note that our website may no longer work properly.
6. Cookies
6.1 Technical or functional cookies
Some cookies ensure that certain parts of the website work properly and that your user preferences remain known. By placing functional cookies, we make it easier for you to visit our website. This way, you do not need to repeatedly enter the same information when visiting our website and, for example, the items remain in your shopping cart until you have paid. We may place these cookies without your consent.
6.2 Analytical cookies
We use analytical cookies to optimize the website experience for our users. With these analytical cookies we get insights in the usage of our website.
6.3 Advertising cookies
On this website we use advertising cookies, enabling us to gain insights into the campaign results. This happens based on a profile we create based on your behavior on https://fearlesscloser.com. With these cookies you, as website visitor, are linked to a unique ID but these cookies will not profile your behavior and interests to serve personalized ads.
You can object to the tracking by these cookies by clicking the “Manage Consent” button.
6.4 Marketing/Tracking cookies
Marketing/Tracking cookies are cookies or any other form of local storage, used to create user profiles to display advertising or to track the user on this website or across several websites for similar marketing purposes.
6.5 Social media buttons
On our website we have included buttons for Facebook to promote webpages (e.g. “like”, “pin”) or share (e.g. “tweet”) on social networks like Facebook. These buttons work using pieces of code coming from Facebook themselves. This code places cookies. These social media buttons also can store and process certain information, so a personalized advertisement can be shown to you.
Please read the privacy statement of these social networks (which can change regularly) to read what they do with your (personal) data which they process using these cookies. The data that is retrieved is anonymized as much as possible. Facebook is located in the United States.
7. Placed cookies
WordFence
Facebook
Google Fonts
YouTube
8. Your rights with respect to personal data
You have the following rights with respect to your personal data:
you may submit a request for access to the data we process about you;
you may object to the processing;
you may request an overview, in a commonly used format, of the data we process about you;
you may request correction or deletion of the data if it is incorrect or not or no longer relevant, or to ask to restrict the processing of the data.
To exercise these rights, please contact us. Please refer to the contact details at the bottom of this Cookie Policy. If you have a complaint about how we handle your data, we would like to hear from you.
9. Enabling/disabling and deleting cookies
You can use your internet browser to automatically or manually delete cookies. You can also specify that certain cookies may not be placed. Another option is to change the settings of your internet browser so that you receive a message each time a cookie is placed. For more information about these options, please refer to the instructions in the Help section of your browser.
10. Selling data to third parties
We do not sell data to third parties
11. Contact details
For questions and/or comments about our Cookie Policy and this statement, please contact us by using the following contact details:
The International Business Academy, Corp.
Miami, Fl
United States
Website: http://fearlesscloser.com/
Email: support@fearlesscloser.com

Disclaimer

The International Business Academy, Corp is committed to keeping this website up to date and accurate. Should you nevertheless encounter anything that is incorrect or out of date, we would appreciate it if you could let us know. Please indicate where on the website you read the information. We will then look at this as soon as possible. Please send your response by email to: support@fearlesscloser.com.
We are not liable for loss as a result of inaccuracies or incompleteness, nor for loss resulting from problems caused by or inherent to the dissemination of information through the internet, such as disruptions or interruptions. When using web forms, we strive to limit the number of required fields to a minimum. For any loss suffered as a result of the use of data, advice or ideas provided by or on behalf of The International Business Academy, Corp via this website, The International Business Academy, Corp accepts no liability.
Any personal data you provide us with in the context of your response or request for information will only be used in accordance with our privacy statement.
The International Business Academy, Corp shall make every reasonable effort to protect its systems against any form of unlawful use. The International Business Academy, Corp shall implement appropriate technical and organizational measures to this end, taking into account, among other things, the state of the art. However, it shall not be liable for any loss whatsoever, direct and/or indirect, suffered by a user of the website, which arises as a result of the unlawful use of its systems by a third party.
All intellectual property rights to content on this website are vested in The International Business Academy, Corp.
Copying, disseminating and any other use of these materials is not permitted without the written permission of The International Business Academy, Corp, except and only insofar as otherwise stipulated in regulations of mandatory law (such as the right to quote), unless specific content dictates otherwise.
If you have any questions or problems with the accessibility of the website, please do not hesitate to contact us.

TERMS OF SERVICE

Last Updated on March 14th, 2021
YOU CAN CONTACT US ANYTIME VIA SUPPORT@FEARLESSCLOSER.COM TO UNSUBSCRIBE OR ASK ABOUT OUR DATA POLICIES, WHICH ARE ALL BELOW.

WE RESPECT YOUR PRIVACY AND WANT YOU TO UNDERSTAND HOW WE COLLECT, USE, AND SHARE DATA ABOUT YOU. BY GIVING US YOUR EMAIL OR ANY PERSONAL INFORMATION WITH OR WITHOUT PURCHASE, YOU AGREE TO ALL THE TERMS OF THE PRIVACY POLICY AND TERMS OF USE ON THIS PAGE. YOU SHOULDN’T USE ANY OR OUR SITES OR PURCHASE ANY OF OUR PRODUCTS IF YOU DON’T AGREE WITH THIS PRIVACY POLICY OR ANY OTHER AGREEMENT THAT GOVERNS YOUR USE OF SITES OR PROGRAMS.

IF YOU HAVE ANY QUESTIONS ABOUT THESE TERMS OF USE YOU MAY CONTACT US AT:

The International Business Academy, Corp.
10773 NW 58TH STREET #204
Miami, FL 33178
United States
1 (786) 565-8833‬
Website: http://fearlesscloser.com/
Email: support@fearlesscloser.com
THE FOLLOWING PRIVACY POLICY AND TERMS OF USE ARE SUBJECT TO CHANGE AT ANY TIME AND AT THE SOLE DISCRETION OF THE SITE OWNER AND OPERATOR. PLEASE VISIT THE SITE REGULARLY FOR UPDATES.

INTELLECTUAL PROPERTY

YOU ACKNOWLEDGE AND AGREE THAT ALL CONTENT AND MATERIALS AVAILABLE ON THIS SITE ARE PROTECTED BY COPYRIGHTS, TRADEMARKS, SERVICE MARKS, PATENTS, TRADE SECRETS, OR OTHER PROPRIETARY RIGHTS AND LAWS. EXCEPT AS EXPRESSLY AUTHORIZED BY FEARLESSCLOSER.COM, AND THE INTERNATIONAL BUSINESS ACADEMY, CORP YOU AGREE NOT TO SELL, LICENSE, RENT, MODIFY, DISTRIBUTE, COPY, REPRODUCE, TRANSMIT, PUBLICLY DISPLAY, PUBLICLY PERFORM, PUBLISH, ADAPT, EDIT, OR CREATE DERIVATIVE WORKS FROM SUCH MATERIALS OR CONTENT.

AS NOTED ABOVE, REPRODUCTION, COPYING, OR REDISTRIBUTION FOR COMMERCIAL PURPOSES OF ANY MATERIALS OR DESIGN ELEMENTS ON THIS SITE IS STRICTLY PROHIBITED WITHOUT THE EXPRESS WRITTEN PERMISSION OF FEARLESSCLOSER.COM, AND THE INTERNATIONAL BUSINESS ACADEMY, CORP. FOR INFORMATION ON REQUESTING SUCH PERMISSION, PLEASE CONTACT US AT SUPPORT@FEARLESSCLOSER.COM

REFUND POLICY

WE WANT YOU TO BE SATISFIED WITH YOUR PURCHASE BUT WE ALSO WANT YOU TO GIVE YOUR BEST EFFORT TO APPLY ALL OF THE STRATEGIES. WE DO NOT OFFER A STANDARD REFUND POLICY ON THIS PROGRAM. HOWEVER, IN EXTENUATING CIRCUMSTANCES WHERE YOU REQUIRE A REFUND, YOU MUST SUBMIT PROOF THAT YOU DID THE WORK AND IT DID NOT WORK FOR YOU. IN THE EVENT THAT YOU DECIDE YOUR PURCHASE WAS NOT THE RIGHT DECISION, WITHIN 30 DAYS OF ENROLLMENT, CONTACT OUR SUPPORT TEAM AT SUPPORT@FEARLESSCLOSER.COM AND LET US KNOW YOU’D LIKE A REFUND BY THE 30TH DAY AT 11:59 EST. YOU MUST INCLUDE YOUR COURSEWORK WITH YOUR REQUEST FOR A REFUND. IF YOU REQUEST A REFUND AND DO NOT INCLUDE YOUR COURSEWORK BY THE 30TH DAY, YOU WILL NOT BE GRANTED A REFUND.
           
WE WILL NOT PROVIDE REFUNDS MORE THAN 30 DAYS FOLLOWING THE DATE OF PURCHASE.   AFTER DAY 30, ALL PAYMENTS ARE NON-REFUNDABLE AND YOU ARE RESPONSIBLE FOR FULL PAYMENT OF THE FEES FOR THE PROGRAM REGARDLESS IF YOU COMPLETE THE PROGRAM.

PLEASE NOTE:
ALL REFUNDS ARE DISCRETIONARY AS DETERMINED BY THE INTERNATIONAL BUSINESS ACADEMY, COrp. TO FURTHER CLARIFY, WE WILL NOT PROVIDE REFUNDS AFTER THE 30TH DAY FROM YOUR DATE OF PURCHASE AND ALL PAYMENTS MUST BE MADE ON A TIMELY BASIS. IF PAYMENTS ARE NOT MADE ON TIME, YOU AGREE TO PAY INTEREST ON ALL PAST-DUE SUMS AT A RATE OF 1.5% PER MONTH OR THE HIGHEST RATE ALLOWED BY LAW, WHICHEVER IS GREATER.

IF YOU HAVE ANY QUESTIONS OR PROBLEMS, PLEASE LET US KNOW BY CONTACTING OUR SUPPORT TEAM DIRECTLY. THE SUPPORT DESK CAN BE REACHED AT: SUPPORT@FEARLESSCLOSER.COM

PRIVACY AND DATA POLICY

THESE TERMS OF USE APPLY TO YOUR USE OF ALL OF THE SITES AND SERVICES OWNED, HOSTED, OR OPERATED BY the international business academy, corp (COLLECTIVELY “WE,” “US,” OR “OUR”), INCLUDING fearlesscloser.COM, THEFEARLESSPATHOFSELLING.COM, SALESPLANSECRETS.COM, FEARLESSCLOSERLIVE.COM, VALERIAGRUNBAUM.COM AND ANY OTHER SITE THAT WE HAVE OWNED OR OPERATED, DO OWN AND OPERATE OR MAY OWN OR OPERATE IN THE FUTURE INCLUDING SOCIAL MEDIA SITES (COLLECTIVELY, THE “SITES”). UNLESS WE SAY OTHERWISE, ALL REFERENCES TO THE SITES IN THESE TERMS OF USE INCLUDE ALL SUCH SITES. THESE TERMS OF USE DO NOT APPLY TO YOUR USE OF UNAFFILIATED SITES TO WHICH ANY OF THE SITES MAY LINK TO OR DIRECT YOU TO.

WE, the international business academy, corp, COLLECT YOUR INFORMATION AND CAN BE CONTACTED ANYTIME AT SUPPORT@FEARLESSCLOSER.COM. YOU CAN LODGE ANY COMPLAINTS WITH US VIA THAT SAME EMAIL, OR REQUEST TO BE REMOVED FROM OUR EMAIL LISTS, PHONE LISTS, OR ADVERTISING TARGETING, TOO.

WE ARE COMMITTED TO PROTECTING YOUR PRIVACY AND SECURITY AND HAVE EXPLAINED IN DETAIL THE STEPS WE TAKE TO DO SO. WE CONTROL THIS SITE FROM OFFICES IN THE UNITED STATES OF AMERICA. WE DO NOT REPRESENT THAT MATERIALS ON THE SITE ARE APPROPRIATE OR AVAILABLE FOR USE IN OTHER LOCATIONS. PERSONS WHO CHOOSE TO ACCESS THIS SITE FROM OTHER LOCATIONS DO SO ON THEIR OWN INITIATIVE, AND ARE RESPONSIBLE FOR COMPLIANCE WITH LOCAL LAWS, IF AND TO THE EXTENT LOCAL LAWS ARE APPLICABLE.

WHEN YOU SUBMIT INFORMATION TO US OR VISIT ANY OF OUR SITES, WE USE IT IN AN ONGOING NATURE TO ENSURE YOU RECEIVE THE INFORMATION OR PURCHASES YOU’VE MADE WITH US, TO DELIVER RELEVANT FUTURE CONTENT VIA OUR EMAIL NEWSLETTERS, TO TRACK HOW MUCH YOU USE OUR SITES OR SERVICES, AND TO MAKE FUTURE OFFERS THROUGH OUR COMPANY OR ANY OTHER COMPANY THAT IS INVOLVED IN DELIVERING YOUR PURCHASES, BONUSES OR CONTENT. BY GIVING US YOUR CONTACT INFORMATION AT ANY TIME, YOU ARE GRANTING US THE RIGHT TO CONTACT YOU IN THE FUTURE IN ANY MANNER NECESSARY AT OUR DISCRETION FOR ONGOING PERSONAL AND PROFESSIONAL DEVELOPMENT. YOU CAN UNSUBSCRIBE FROM OUR EMAIL NEWSLETTERS AT ANY TIME BY CLICKING THE UNSUBSCRIBE LINK FOUND AT THE BOTTOM OF ALL OF OUR EMAILS.

IF YOU WANT US TO NO LONGER CONTACT YOU OR STORE YOUR INFORMATION, JUST WRITE US AT SUPPORT@FEARLESSCLOSER.COM ANYTIME WITH YOUR REQUEST AND WE WILL BEGIN REMOVING YOU FROM OUR SERVICES OR CONTENT AS APPROPRIATE AND AS SOON AS WE CAN.

OUTSIDE SITES (THEIR PRIVACY POLICIES MAY BE DIFFERENT)

OUR SITES MAY CONTAIN LINKS TO OTHER WEBSITES, LIKE OUR SPONSOR’S WEBSITES OR LINKS TO BOOKSELLERS, THAT MAY OFFER PRODUCTS OR SERVICES THAT OUR CUSTOMERS MIGHT FIND USEFUL. THESE SITES MAY REQUEST INFORMATION FROM YOU WHEN YOU ARRIVE. IN SUCH INSTANCES, THE COLLECTION AND USE OF YOUR PERSONAL INFORMATION WILL BE GOVERNED BY THE PRIVACY POLICY APPLICABLE TO THAT SITE. WE DO NOT CONTROL THE PRIVACY POLICIES, CONTENTS OR LINKS THAT APPEAR ON THESE SITES. WE ENCOURAGE YOU TO REVIEW THE PRIVACY POLICIES OF ANY THIRD PARTY SITES OR SERVICES BEFORE PROVIDING ANY OF THEM WITH YOUR PERSONAL INFORMATION.

HOW AND WHY WE COLLECT INFORMATION

WE COLLECT YOUR EMAIL ADDRESS WHEN YOU SUBMIT IT, AND SOME LIMITED WEBSITE INFORMATION AND BEHAVIOR, IN ORDER TO RECORD AND SUPPORT YOUR PARTICIPATION IN THE ACTIVITIES YOU SELECT OR IN ORDER TO CONTACT YOU OR ADVERTISE TO YOU LATER. IF YOU REGISTER FOR A SEMINAR, FOR EXAMPLE, THE INFORMATION YOU GIVE US – YOUR PHONE NUMBER, EMAIL, AND ADDRESS – IS USED TO RESERVE YOUR SEAT, TO TRACK YOUR PREFERENCES, AND TO KEEP YOU INFORMED ABOUT THE SEMINAR AND RELATED PERSONAL DEVELOPMENT CONTENT, OFFERS, AND EVENTS UNTIL YOU UNSUBSCRIBE OR ASK FOR YOUR DATA TO BE REMOVED. IF YOU VISIT OUR WEBSITES, WE MAY USE FACEBOOK, GOOGLE OR OTHER TRACKING TOOLS TO UNDERSTAND YOUR BEHAVIOR ON OUR WEBSITES AND TO DELIVER ADVERTISING TO YOU IN THE FUTURE.

AS A VISITOR TO OUR SITES, YOU CAN ENGAGE IN MANY ACTIVITIES WITHOUT PROVIDING ANY PERSONAL INFORMATION. IN CONNECTION WITH OTHER ACTIVITIES, SUCH AS UTILIZING REGISTERING FOR A SEMINAR OR PARTICIPATING IN A SWEEPSTAKES, WE MAY ASK YOU TO PROVIDE CERTAIN INFORMATION ABOUT YOURSELF BY FILLING OUT AND SUBMITTING AN ONLINE FORM. IT IS COMPLETELY OPTIONAL FOR YOU TO ENGAGE IN THESE ACTIVITIES. IF YOU ELECT TO ENGAGE IN THESE ACTIVITIES, HOWEVER, WE MAY ASK THAT YOU PROVIDE US PERSONAL INFORMATION, SUCH AS YOUR FIRST AND LAST NAME, MAILING ADDRESS (INCLUDING ZIP CODE), E-MAIL ADDRESS, , TELEPHONE, CREDIT CARD, AND OTHER PERSONAL INFORMATION. IF YOU DO NOT PROVIDE THE MANDATORY DATA WITH RESPECT TO A PARTICULAR ACTIVITY, YOU WILL NOT BE ABLE TO ENGAGE IN THAT ACTIVITY. IN ALL CASES, WE WILL COLLECT PERSONAL IDENTIFICATION INFORMATION LIKE YOUR EMAIL OR PHONE NUMBER ONLY IF YOU VOLUNTARILY SUBMIT SUCH INFORMATION TO US. WE WILL ALSO TELL YOU HOW WE USE YOUR INFORMATION OR IF WE SHARE IT WITH ANOTHER PARTY.

EXCEPT AS OTHERWISE PROVIDED IN THIS POLICY, WE WILL NEVER SELL ANY PERSONAL IDENTIFICATION INFORMATION ABOUT YOU AS AN INDIVIDUAL USER TO ANY THIRD PARTY WITHOUT HAVING RECEIVED YOUR PERMISSION. IF YOU SUPPLY US WITH YOUR CONTACT INFORMATION YOU MAY RECEIVE PERIODIC EMAILS, MAILINGS OR CALLS FROM US WITH INFORMATION ON NEW PRODUCTS AND SERVICES, IMPORTANT ISSUES, OR UPCOMING EVENTS.

IF YOU WISH TO BE REMOVED FROM ANY POSTAL, EMAIL, PHONE, OR OTHER LISTS, PLEASE LET US KNOW BY EMAILING US AT SUPPORT@FEARLESSCLOSER.COM. YOU CAN ALSO WRITE US OR CALL US AT THE CONTACT INFORMATION ABOVE. PLEASE PROVIDE US WITH YOUR EXACT NAME, EMAIL ADDRESS, MAILING ADDRESS, AND PHONE. WE WILL BE SURE YOUR NAME IS REMOVED FROM THE APPROPRIATE LISTS IMMEDIATELY.

WHEN YOU USE OUR SITES, WE OR OUR AUTHORIZED TECHNOLOGY SERVICES PROVIDER MAY ALSO COLLECT CERTAIN TECHNICAL AND ROUTING INFORMATION FROM YOU TO FACILITATE YOUR USE OF THE SITE AND ITS SERVICES OR TO CONTACT YOU OR ADVERTISE IN THE FUTURE. WE USE THIS INFORMATION TO ADMINISTER THE SITE AND TO UNDERSTAND AND MEASURE TRAFFIC PATTERNS ON THE SITE SO THAT WE KNOW WHICH AREAS OF OUR SITES ARE FAVORITES OF OUR USERS, WHICH AREAS NEED IMPROVEMENT, AND WHAT TECHNOLOGIES ARE BEING USED SO THAT WE MAY CONTINUALLY IMPROVE OUR SITES FOR MOBILE AND FUTURE TECHNICAL PLATFORMS. THIS INFORMATION IS COLLECTED MOSTLY IN AGGREGATE FORM, WITHOUT IDENTIFYING YOU OR ANY USER INDIVIDUALLY, HOWEVER IN SOME CASES WE USE TOOLS LIKE COOKIES, WEB BEACONS, ANALYTICS SERVICES, AND ADVERTISING PROVIDERS TO GATHER DATA ABOUT YOU OR YOUR COMPUTER LOCATION. WE MAY USE THIS STATISTICAL DATA FOR STATISTICAL ANALYSIS, MARKETING, ADVERTISING, OR SIMILAR PROMOTIONAL PURPOSES. THIS DATA IS OFTEN TRACKED BY US OUR TECHNOLOGY SERVICES PROVIDER BY USING “COOKIES” OR “PIXELS” DURING YOUR VISIT. A COOKIE IS SMALL AMOUNT OF DATA THAT IS TRANSFERRED TO YOUR BROWSER BY A WEB SERVER AND CAN ONLY BE READ BY THE SERVER THAT GAVE IT TO YOU. IT FUNCTIONS AS YOUR IDENTIFICATION CARD AND ENABLES US TO RECORD YOUR PASSWORDS, PURCHASES, AND PREFERENCES AND TO DELIVER TARGETED MESSAGES OR ADVERTISING TO YOU IN THE FUTURE. IT CANNOT BE EXECUTED AS CODE OR DELIVER VIRUSES. MOST BROWSERS ARE INITIALLY SET TO ACCEPT COOKIES. YOU CAN SET YOUR BROWSER TO NOTIFY YOU WHEN YOU RECEIVE A COOKIE, GIVING YOU THE CHANCE TO DECIDE WHETHER OR NOT TO ACCEPT IT. (FOR SOME WEB PAGES THAT REQUIRE AN AUTHORIZATION, COOKIES ARE NOT OPTIONAL. USERS CHOOSING NOT TO ACCEPT COOKIES WILL PROBABLY NOT BE ABLE TO ACCESS THOSE PAGES.

WE ALSO USE FACEBOOK “PIXELS” ON MANY OF OUR PAGES SO THAT WE CAN UNDERSTAND YOUR DIGITAL BEHAVIOR AND POTENTIALLY LATER TARGET YOU WITH RELATED ADVERTISING. WE ALSO USE GOOGLE ANALYTICS TO UNDERSTAND HOW LONG YOU MIGHT SPEND ON OUR SITES OR HOW YOU INTERACT WITH OUR SITES.

IF YOU EVER CHOOSE TO OPT-OUT OF TARGETED ADVERTISING WITH US, THEN PLEASE CONTACT US AT SUPPORT@FEARLESSCLOSER.COM SO THAT WE CAN REMOVE YOUR EMAIL FROM ANY ADVERTISING WE MAY USE.

AS ALWAYS, YOU CAN UNSUBSCRIBE FROM ANY OF OUR EMAILS AT ANY TIME VIA THE UNSUBSCRIBE LINK AT THE BOTTOM OF THE EMAIL YOU RECEIVED FROM US.

WE DO NOT STORE ANY INFORMATION ABOUT YOU ON OUR SERVERS OTHER THAN THAT WHICH YOU SUBMIT INTO ONE OF OUR FORMS, AND IN ANY CASE WE HOLD YOUR SENSITIVE INFORMATION LIKE YOUR CREDIT CARD INFORMATION WE USE SOFTWARE THAT KEEPS IT ENCRYPTED. ANY OTHER INFORMATION STORED HAPPENS VIA COOKIES OR PIXELS AS DESCRIBED ABOVE, AND AS FACILITATED VIA 3RD PARTY TOOLS (LIKE FACEBOOK, GOOGLE OR CLICKFUNNELS). HERE IS AN EXAMPLE OF HOW WE MAY USE ANY INFORMATION TO BETTER COMMUNICATE WITH YOU:

PROVIDE AND ADMINISTER THE SERVICES, INCLUDING TO DISPLAY CUSTOMIZED CONTENT AND FACILITATE COMMUNICATION WITH OTHER USERS; PROCESS YOUR REQUESTS AND ORDERS FOR COURSES, PRODUCTS, SPECIFIC SERVICES, INFORMATION, OR FEATURES;
COMMUNICATE WITH YOU ABOUT YOUR ACCOUNT BY: RESPONDING TO YOUR QUESTIONS AND CONCERNS; SENDING YOU ADMINISTRATIVE MESSAGES AND INFORMATION, INCLUDING MESSAGES FROM INSTRUCTORS AND TEACHING ASSISTANTS, NOTIFICATIONS ABOUT CHANGES TO OUR SERVICE, AND UPDATES TO OUR AGREEMENTS; SENDING YOU INFORMATION AND IN-APP MESSAGES ABOUT YOUR PROGRESS IN COURSES, REWARDS PROGRAMS, NEW SERVICES, NEW FEATURES, PROMOTIONS, NEWSLETTERS, AND OTHER AVAILABLE COURSES (WHICH YOU CAN OPT OUT OF AT ANY TIME); SENDING PUSH NOTIFICATIONS TO YOUR WIRELESS DEVICE TO PROVIDE UPDATES AND OTHER RELEVANT MESSAGES (WHICH YOU CAN MANAGE FROM THE “OPTIONS” OR “SETTINGS” PAGE OF A MOBILE APP); MANAGE YOUR ACCOUNT PREFERENCES; FACILITATE THE SITES’ TECHNICAL FUNCTIONING, INCLUDING TROUBLESHOOTING AND RESOLVING ISSUES, SECURING THE SERVICES, AND PREVENTING FRAUD AND ABUSE; SOLICIT FEEDBACK FROM USERS; MARKET AND ADMINISTER SURVEYS AND PROMOTIONS

LEARN MORE ABOUT YOU BY LINKING YOUR DATA WITH ADDITIONAL DATA THROUGH THIRD-PARTY DATA PROVIDERS OR ANALYZING THE DATA WITH THE HELP OF ANALYTICS SERVICE PROVIDERS; IDENTIFY UNIQUE USERS ACROSS DEVICES; TAILOR ADVERTISEMENTS ACROSS DEVICES; IMPROVE OUR SITES AND DEVELOP NEW PRODUCTS, SERVICES, AND FEATURES; ANALYZE TRENDS AND TRAFFIC, TRACK PURCHASES, AND TRACK USAGE DATA; ADVERTISE THE SERVICES ON THIRD-PARTY WEBSITES AND APPLICATIONS; AS REQUIRED OR PERMITTED BY LAW; OR AS WE, IN OUR SOLE DISCRETION, OTHERWISE DETERMINE TO BE NECESSARY TO ENSURE THE SAFETY OR INTEGRITY OF OUR USERS, EMPLOYEES, THIRD PARTIES, THE PUBLIC, OR OUR SERVICES.

WHEN YOU SUBMIT INFORMATION TO US, THEN, WE USE IT IN AN ONGOING NATURE TO ENSURE YOU RECEIVE THE INFORMATION OR PURCHASES YOU’VE MADE WITH US, TO DELIVER RELEVANT FUTURE CONTENT VIA OUR NEWSLETTERS, AND TO MAKE FUTURE OFFERS THROUGH OUR COMPANY OR ANY OTHER COMPANY THAT IS INVOLVED IN DELIVERING YOUR PURCHASES.

AS AN EXAMPLE, IF YOU PURCHASE CERTAIN COURSES FROM US, YOU MAY RECEIVE A BONUS COACHING SESSION WHICH IS DELIVERED FROM vALERIA BY A SEPARATE SYSTEM OR COMPANY THAT RUNS OR SUPPORT THAT PARTICULAR PROGRAM. TO SUPPORT OR DELIVER THAT COACHING, WE SHARE YOUR INFORMATION WITH THEM SO THEY CAN CONTACT YOU TO SCHEDULE THAT COACHING CALL(S) YOU RECEIVED AS PART OF YOUR PURCHASE. AT ANY TIME, YOU CAN CONTACT US NOT TO HAVE YOUR INFORMATION SHARED WITH SUCH SERVICE PROVIDERS, BUT YOU MAY LOSE ACCESS TO CERTAIN PURCHASE BONUSES OR ITEMS IF YOU DO NOT ALLOW THE SUPORTING OR DELIVERING THIRD-PARTY TO CONTACT YOU.

AS MOST OF OUR PROGRAMS ARE FOR ONGOING EDUCATIONAL PURPOSES IN THE FIELD OF PERSONAL AND PROFESSIONAL DEVELOPMENT, YOU SHOULD ASSUME WE WILL CONTINUE TO CONTACT YOU IN PERPETUITY VIA EMAIL OR VIA SOCIAL MEDIA IN ORDER TO DELIVER OUR SERVICES, SERVE YOU RELATED CONTENT, MAKE RECOMMENDATIONS, LEARN ABOUT YOUR PREFERENCES, GRANT YOU PRODUCTS, DELIVER PROGRAMS TO YOU WITH OR FROM OTHER PLATFORMS OR COMPANIES, ADVERTISE TO YOU OR LOOK ALIKE AUDIENCES, SEND YOU SURVEYS, AND OTHER FULFILLMENT OR MARKETING PURPOSES.

BY USING OUR SITE(S) AND SUBMITTING ANY INFORMATION WITH US, YOU AGREE TO THESE TERMS WITHOUT EXCEPTION AND AGREE TO WAIVE LIABILITY AND NOT HOLD US LIABLE FOR ANY USE OF YOUR INFORMATION, IN PERPETUITY, UNDER ANY CIRCUMSTANCES, INCLUDING WAIVING YOUR RIGHT TO PARTICIPATE OR INITIATE ANY CLASS ACTION COMPLAINTS.

AGAIN, IF YOU WANT US TO NO LONGER CONTACT YOU, JUST WRITE US AT SUPPORT@FEARLESSCLOSER.COM ANYTIME WITH YOUR REQUEST AND WE WILL BEGIN REMOVING YOU FROM OUR SERVICES OR CONTENT AS APPROPRIATE AND AS SOON AS WE CAN.

EXCEPTIONS TO PRIVACY POLICY

WHILE WE ARE COMMITTED TO KEEPING YOUR INFORMATION SECURE AND PRIVATE, WE HAVE THE FOLLOWING EXCEPTIONS TO OUR PRIVACY POLICY: WE WILL RELEASE SPECIFIC INFORMATION ABOUT YOU OR YOUR ACCOUNT TO COMPLY WITH ANY VALID LEGAL INQUIRY OR PROCESS SUCH AS A SEARCH WARRANT, SUBPOENA, STATUTE OR COURT ORDER. WE WILL ALSO RELEASE SPECIFIC INFORMATION IN SPECIAL CASES, SUCH AS IF THERE IS AN ATTEMPTED BREACH OF THE SECURITY OF THE SITES, OR A PHYSICAL OR PROPERTY THREAT TO YOU OR OTHERS. WE MAY ALSO TRANSFER USER INFORMATION, INCLUDING PERSONALLY IDENTIFIABLE INFORMATION, IN CONNECTION WITH A CORPORATE MERGER, CONSOLIDATION, THE SALE OF RELATED ASSETS OR CORPORATE DIVISION OR OTHER FUNDAMENTAL CORPORATE CHANGE. FURTHER, THE INFORMATION YOU ENTER WHEN MAKING A PURCHASE OR AN ONLINE DONATION WILL BE SHARED WITH PAYMENT PROCESSORS, FINANCIAL GATEWAYS, AND YOUR CREDIT CARD COMPANY TO AUTHORIZE CREDIT CARD PAYMENTS. SUCH INFORMATION MAY ALSO BE SHARED WITH NECESSARY THIRD PARTIES SOLELY FOR THE PURPOSE OR CARRYING OUT THE TRANSACTIONS. PLEASE NOTE THAT IF YOU GIVE OUT PERSONAL INFORMATION ONLINE THROUGH A DISCUSSION BOARD OR POSTING SITE, THAT INFORMATION CAN BE COLLECTED AND USED BY THIRD PARTIES. ALTHOUGH WE STRIVE TO PROTECT OUR USERS’ PRIVACY, WE CANNOT GUARANTEE THE SECURITY OF INFORMATION YOU POST IN THESE FORUMS. YOU DISCLOSE SUCH INFORMATION AT YOUR OWN RISK.


MISCELLANEOUS

THESE TERMS WILL BE GOVERNED BY AND CONSTRUED IN ACCORDANCE WITH THE LAWS OF THE STATE OF FLORIDA, WITHOUT REGARD TO ANY PRINCIPLES OF CONFLICTS OF LAW. YOU AGREE THAT ANY ACTION AT LAW OR IN EQUITY THAT ARISES OUT OF OR RELATES TO THESE TERMS WILL BE SUBJECT TO MEDIATION IN THE STATE OF FLORIDA. IF ANY OF THESE TERMS OF USE ARE FOUND UNLAWFUL, VOID, OR FOR ANY REASON UNENFORCEABLE, THEN THAT PROVISION WILL BE CONSIDERED SEVERABLE FROM THE REMAINING TERMS OF USE, AND WILL NOT AFFECT THE VALIDITY AND ENFORCEABILITY OF THE REMAINING PROVISIONS. THESE TERMS MAY BE MODIFIED ONLY BY OUR POSTING OF CHANGES TO THESE TERMS OF USE ON OUR SITES.

TERMS OF USE

PLEASE READ THE FOLLOWING TERMS OF USE RELATING TO YOUR USE OF THIS SITE, AND ALL THE SITES LISTED BELOW UNDER OUR BRAND, CAREFULLY. BY USING THESE SITES, YOU AGREE TO THESE TERMS OF USE. WE RESERVE THE RIGHT TO MODIFY THESE TERMS AT ANY TIME, SO PLEASE CHECK THIS PAGE PERIODICALLY FOR CHANGES. BY USING THESE SITES AFTER WE POST ANY CHANGES TO THESE TERMS, YOU AGREE TO ACCEPT THOSE CHANGES, WHETHER OR NOT YOU HAVE REVIEWED THEM OR BEEN NOTIFIED ABOUT THEM. IF AT ANY TIME YOU CHOOSE NOT TO ACCEPT THESE TERMS OF USE, PLEASE DO NOT USE THIS SITE OR ANY OF OUR SITES.

RESTRICTIONS

THE CONTENTS OF OUR SITES ARE PROTECTED BY COPYRIGHT AND TRADEMARK LAWS, AND ARE THE PROPERTY OF THEIR OWNERS. “FEARLESS CLOSER” ; “THE FEARLESS PATH OF SELLING”; "THE PATH OF SELLING"; “the path to momentum”; AND “fealess closer live”, AS WELL AS THE BRANDS OF the fearless path of selling blueprint and coaching program are TRADEMARKED BY valeria grunbaum & the international business academy, corp AND ALL INFORMATION ON THE SITES IS COPYRIGHTED BY the international business academy, corp & valeria grunbaum UNLESS OTHERWISE NOTED, YOU MAY ACCESS AND USE THE INFORMATION AND MATERIALS WITHIN THE SITES FOR YOUR PERSONAL USE. YOU MAY NOT CHANGE, MODIFY, DELETE, DISPLAY, TRANSMIT, ADAPT, EXPLOIT, OR COPY FOR DISTRIBUTION OR SALE ANY INFORMATION, MATERIAL, TRADEMARK, OR COPYRIGHT ON THE SITES. YOU MUST OBTAIN WRITTEN PERMISSION FROM US OR ANY OTHER ENTITY WHO OWNS INTELLECTUAL PROPERTY ON THE SITES BEFORE YOU MAY PUBLISH, DISTRIBUTE, DISPLAY, OR COMMERCIALLY EXPLOIT ANY MATERIAL FROM THE SITES. BY USING THE SITES, YOU AGREE TO ABIDE BY ALL COPYRIGHT NOTICES OR OTHER POSTED RESTRICTIONS.

LINKS

THESE TERMS OF USE APPLY ONLY TO OUR SITES, AND NOT TO THE SITES OF ANY OTHER COMPANIES OR ORGANIZATIONS, INCLUDING THOSE WE LINK TO. WE DO NOT MAINTAIN, CREATE, ENDORSE, OR TAKE ANY RESPONSIBILITY FOR THE CONTENTS, ADVERTISING, PRODUCTS OR OTHER MATERIALS MADE AVAILABLE THROUGH ANY OTHER SITE, INCLUDING THOSE WE LINK TO. UNDER NO CIRCUMSTANCES WILL WE BE HELD RESPONSIBLE OR LIABLE, DIRECTLY OR INDIRECTLY, FOR ANY LOSS OR DAMAGE THAT IS CAUSED OR ALLEGED TO HAVE BEEN CAUSED TO YOU IN CONNECTION WITH YOUR USE OF ANY CONTENT, GOODS OR SERVICES AVAILABLE ON ANY OTHER SITE. OTHER SITES MAY LINK TO OUR SITES BY PERMISSION ONLY. TO SEEK OUR PERMISSION, YOU MAY CONTACT US AT THE INFORMATION ABOVE. WE RESERVE THE RIGHT TO RESCIND ANY PERMISSION GRANTED TO YOU OR ANY ORGANIZATION IN WHICH WE APPROVE LINKING TO OUR SITES, AND TO REQUIRE TERMINATION OF ANY SUCH LINK TO ANY OF THE SITES, AT OUR DISCRETION AT ANY TIME.

EVENTS, INFORMATION, AND SPEAKER CHANGES

THE EVENTS, INFORMATION, AND SPEAKERS LISTED ON OUR SITES ARE SUBJECT TO CHANGE WITHOUT NOTIFICATION.

SUBMISSIONS

WE WELCOME YOUR COMMENTS ABOUT ANY OF THE SITES. HOWEVER, WE WILL NOT REVIEW OR CONSIDER ANY UNSOLICITED CREATIVE SUBMISSIONS OR SUGGESTIONS FOR TOPICS AT OUR SEMINARS OR WITHIN OUR NEWSLETTERS OR PRODUCTS. WE HOPE YOU WILL UNDERSTAND THAT THIS POLICY IS INTENDED TO AVOID THE POSSIBILITY OF FUTURE MISUNDERSTANDINGS IN THE EVENT THAT IDEAS DEVELOPED BY OUR STAFF MIGHT SEEM TO BE SIMILAR TO THE IDEAS SUBMITTED TO US. ACCORDINGLY, WE MUST ASK THAT YOU NOT SEND US ANY ORIGINAL CREATIVE IDEAS, SUGGESTIONS OR MATERIALS. IF, DESPITE OUR REQUEST, YOU SEND US ANY IDEA, SUGGESTION OR MATERIAL (“SUBMISSION”), IT SHALL BECOME OUR PROPERTY. WE WILL NOT BE SUBJECT TO ANY OBLIGATION OF CONFIDENCE FOR ANY SUBMISSION, AND WE WILL NOT BE LIABLE FOR ANY USE OR DISCLOSURE OF ANY SUBMISSION. IN THE CASE THAT YOU SUBMIT SOMETHING TO US AND IT IS UNSOLICITED, WE WILL EXCLUSIVELY OWN ALL RIGHTS TO THE SUBMISSION WORLDWIDE, AND WE WILL BE ENTITLED TO THE UNRESTRICTED USE OF THE SUBMISSION FOR ANY PURPOSE, WITHOUT COMPENSATION OR NOTIFICATION TO THE PROVIDER OF THE SUBMISSION. GIVEN THIS FACT, WE ASK THAT YOU REFRAIN FROM SUBMITTING CREATIVE PROJECTS TO US, PARTICULARLY THOSE THAT ARE CONFIDENTIAL OR PERSONAL TO YOU.
FORUMS

A “FORUM” MEANS ANY MESSAGE BOARD, CHAT ROOM, USER REVIEW FORUM OR OTHER INTERACTIVE SERVICE APPEARINGMERCIAL MANNER. YOU MAY NOT POST MATERIAL THAT SOLICITS FUNDS, OR THAT ADVERTISES OR SOLICITS GOODS OR SERVICES. YOU MAY NOT POST MATERIAL KNOWN TO BE FALSE. YOU MAY NOT POST MESSAGES THAT CONTAIN STOCK TOUTS. YOU MAY NOT POST OR TRANSMIT A ON ANY OF THE SITES AND INCLUDES BOTH PUBLIC BOARDS AND PRIVATE FOLDERS. YOU MUST REGISTER IN ACCORDANCE WITH INSTRUCTIONS THAT YOU WILL FIND ON THE SITES IN ORDER TO CONTRIBUTE TO ANY FORUM. YOU MAY NOT POST ON ANY FORUM, OR SEND TO ANY OTHER FORUM USER OR OUR STAFF, ANY MATERIAL THAT IS ABUSIVE, VULGAR, THREATENING, HARASSING, LIBELOUS, DEFAMATORY, OBSCENE, INVADES A PERSON’S PRIVACY, VIOLATES ANY INTELLECTUAL OR OTHER PROPERTY RIGHTS, OR THAT WOULD OTHERWISE VIOLATE ANY LAW. YOU MAY NOT USE ANY FORUM IN A COMNY INFORMATION, SOFTWARE OR OTHER MATERIAL THAT CONTAINS A VIRUS OR OTHER HARMFUL COMPONENT. WE ARE NOT RESPONSIBLE FOR MATERIAL APPEARING IN ANY FORUM ON THE SITES, EXCEPT FOR MATERIAL SIGNED BY ONE OF OUR IDENTIFIED REPRESENTATIVES. WE ARE NOT RESPONSIBLE FOR SCREENING MATERIAL POSTED BY USERS FOR LIBEL, OBSCENITY, INVASION OF PRIVACY, COPYRIGHT OR TRADEMARK INFRINGEMENT, ACCURACY, OR FOR ANY OTHER REASON. WE RETAIN, HOWEVER, THE RIGHT TO MODIFY OR REMOVE MESSAGES OR OTHER MATERIAL THAT WE, IN OUR SOLE DISCRETION, CONSIDER INFRINGING, OFFENSIVE, ABUSIVE, DEFAMATORY, OBSCENE, STALE, OR OTHERWISE UNACCEPTABLE. WE ALSO RESERVE THE RIGHT TO EDIT MATERIALS FOR ANY OTHER REASON. WHETHER OR NOT WE MODIFY OR REMOVE SUCH MATERIAL, USERS REMAIN SOLELY RESPONSIBLE FOR THE CONTENT OF THEIR MESSAGES OR POSTINGS. BY POSTING ON THE SITES, YOU GRANT (OR WARRANT THAT THE OWNER OF SUCH RIGHTS HAS EXPRESSLY GRANTED) US AND/OR RELEVANT AFFILIATED COMPANIES THE WORLDWIDE, PERPETUAL, NON EXCLUSIVE RIGHT TO USE YOUR QUESTIONS, COMMENTS, AND POSTINGS, IN THEIR ORIGINAL OR EDITED FORM, IN TELEVISION PROGRAMS, BOOKS, ARTICLES, COMMENTARIES, OR IN ANY OTHER MEDIUM NOW KNOWN OR LATER DEVELOPED. YOU ALSO WARRANT THAT YOU OWN OR OTHERWISE CONTROL ALL OF THE RIGHTS TO THE CONTENT YOU HAVE POSTED AND THAT THE PUBLIC POSTING AND USE OF SUCH CONTENT BY US WILL NOT INFRINGE THE RIGHTS OF ANY THIRD PARTY. ADDITIONALLY, YOU WARRANT THAT ANY “MORAL RIGHTS” IN POSTED MATERIALS HAVE BEEN WAIVED. YOU ARE NOT ENTITLED TO ANY COMPENSATION FOR ANY MATERIALS YOU MAY POST ON THE SITES.

REGISTRATION

WE MAY, AT OUR DISCRETION, SUSPEND OR TERMINATE THE REGISTRATION OF ANY FORUM USER OR GENERAL USER WHO VIOLATES ANY OF THESE TERMS OF USE, ANY OF THE FORUM MEMBER GUIDELINES OR FOR ANY OTHER BEHAVIOR THAT WE IN OUR DISCRETION BELIEVE IS INAPPROPRIATE.

DISCLAIMERS

THE INFORMATION, SERVICES, PRODUCTS, CLAIMS, SEMINAR TOPICS, AND MATERIALS ON OUR SITES ARE PROVIDED “AS IS” AND WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESSED OR IMPLIED. WE DISCLAIM ALL WARRANTIES, EXPRESSED OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED EFFECTIVENESS OF THE IDEAS OR SUCCESS STRATEGIES LISTED ON THIS SITE AS WELL AS THOSE THAT ARE PROVIDED IN OUR PRODUCTS OR TO OUR PARTICIPANTS AT OUR EVENTS. THE ONLY EXCEPTION IS THE GUARANTEES OF SATISFACTION AND GRADUATION THAT ARE CLEARLY LABELED GUARANTEES WITHIN OUR SITES. NEITHER WE NOR ANY OF OUR RESPECTIVE LICENSORS OR SUPPLIERS WARRANT THAT ANY FUNCTIONS CONTAINED IN THE SITES WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT THE SITES OR THE SERVER THAT MAKES THEM AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. NEITHER WE NOR ANY OF OUR RESPECTIVE LICENSORS OR SUPPLIERS WARRANT OR MAKE ANY REPRESENTATIONS REGARDING THE USE OR THE RESULTS OF THE USE OF THE SERVICES, PRODUCTS, INFORMATION OR MATERIALS IN THIS SITE IN TERMS OF THEIR CORRECTNESS, ACCURACY, RELIABILITY, OR OTHERWISE. YOU (AND NOT WE OR ANY OF OUR RESPECTIVE LICENSORS OR SUPPLIERS) ASSUME THE ENTIRE COST OF ALL NECESSARY SERVICING, REPAIR OR CORRECTION TO YOUR SYSTEM. APPLICABLE LAW MAY NOT ALLOW THE EXCLUSION OF IMPLIED WARRANTIES, SO THE ABOVE EXCLUSION MAY NOT APPLY TO YOU. WE DO NOT ENDORSE, WARRANT OR GUARANTEE ANY SPEAKERS, PRODUCTS OR SERVICES OFFERED ON THE SITES OR THOSE WE LINK TO. WE ARE NOT A PARTY TO, AND DO NOT MONITOR, ANY TRANSACTION BETWEEN USERS AND THIRD PARTY PROVIDERS OF PRODUCTS OR SERVICES.
 
LIMITATION OF LIABILITY

UNDER NO CIRCUMSTANCES, INCLUDING BUT NOT LIMITED TO NEGLIGENCE, WILL WE OR ANY OF OUR LICENSORS OR SUPPLIERS BE LIABLE FOR ANY SPECIAL OR CONSEQUENTIAL DAMAGES THAT RESULT FROM THE USE OF, OR THE INABILITY TO USE, THE MATERIALS OR INFORMATION ON THE SITES, OR ANY PRODUCTS OR SERVICES PROVIDED PURSUANT TO THE SITES, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. APPLICABLE LAW MAY NOT ALLOW THE LIMITATION OR EXCLUSION OF LIABILITY OR INCIDENTAL OR CONSEQUENTIAL DAMAGES (INCLUDING BUT NOT LIMITED TO LOST DATA), SO THE ABOVE LIMITATION OR EXCLUSION MAY NOT APPLY TO YOU. IN NO EVENT SHALL THE TOTAL LIABILITY TO YOU BY US OR ANY OF OUR LICENSORS OR SUPPLIERS FOR ALL DAMAGES, LOSSES, AND CAUSES OF ACTION (WHETHER IN CONTRACT, TORT, OR OTHERWISE) EXCEED THE AMOUNT PAID BY YOU TO US, IF ANY, FOR ACCESSING THE SITES.

UNDER NO CIRCUMSTANCES WILL WE BE HELD RESPONSIBLE OR LIABLE, DIRECTLY OR INDIRECTLY, FOR ANY LOSS OR DAMAGE THAT IS CAUSED OR ALLEGED TO HAVE BEEN CAUSED TO YOU IN CONNECTION WITH YOUR USE OF ANY ADVICE, GOODS OR SERVICES YOU RECEIVE FROM A GUEST SPEAKER ON OUR SITES OR AT ONE OF OUR EVENTS.

WE ARE ALSO NOT RESPONSIBLE OR LIABLE FOR ANY LOSS OR DAMAGE THAT IS CAUSED OR ALLEGED TO HAVE BEEN CAUSED TO OUR GUEST SPEAKERS IN CONNECTION WITH THE DISPLAY OF THEIR PHOTO, NAME, OR BIOGRAPHY POSTED ON OUR SITES OR IN OUR MARKETING MATERIALS.

NO PROFESSIONAL ADVICE

THE INFORMATION CONTAINED IN OR MADE AVAILABLE THROUGH THE SITES (INCLUDING BUT NOT LIMITED TO INFORMATION CONTAINED ON MESSAGE BOARDS, IN TEXT FILES, OR IN CHATS) CANNOT REPLACE OR SUBSTITUTE FOR THE SERVICES OF TRAINED PROFESSIONALS IN ANY FIELD, INCLUDING, BUT NOT LIMITED TO, FINANCIAL, MEDICAL, PSYCHOLOGICAL, THERAPEUTIC, OR LEGAL MATTERS. IN PARTICULAR, YOU SHOULD REGULARLY CONSULT A DOCTOR IN ALL MATTERS RELATING TO PHYSICAL OR MENTAL HEALTH, PARTICULARLY CONCERNING ANY SYMPTOMS THAT MAY REQUIRE DIAGNOSIS OR MEDICAL ATTENTION. WE AND OUR LICENSORS AND SUPPLIERS MAKE NO REPRESENTATIONS OR WARRANTIES CONCERNING ANY TREATMENT, ACTION, OR APPLICATION OF MEDICATION OR PREPARATION BY ANY PERSON FOLLOWING THE INFORMATION OFFERED OR PROVIDED WITHIN OR THROUGH THE SITES. NEITHER WE NOR OUR PARTNERS, OR ANY OF THEIR AFFILIATES, WILL BE LIABLE FOR ANY DIRECT, INDIRECT, CONSEQUENTIAL, SPECIAL, EXEMPLARY OR OTHER DAMAGES THAT MAY RESULT, INCLUDING BUT NOT LIMITED TO ECONOMIC LOSS, INJURY, ILLNESS OR DEATH. YOU ALONE ARE RESPONSIBLE AND ACCOUNTABLE FOR YOUR DECISIONS, ACTIONS AND RESULTS IN LIFE, AND BY YOUR USE OF THE SITES, YOU AGREE NOT TO ATTEMPT TO HOLD US LIABLE FOR ANY SUCH DECISIONS, ACTIONS OR RESULTS, AT ANY TIME, UNDER ANY CIRCUMSTANCE.

SMS/MOBILE TEXTING

WHEN YOU BECOME A CUSTOMER THROUGH OUR SITES, YOU PROVIDE YOUR PHONE NUMBER TO US AND WE MAY USE YOUR PHONE NUMBER TO CONFIRM ORDERS, DELIVER PROMISED ONGOING TRAINING OR COMMUNICATION, AND TO SEND TEXT UPDATES, PROMOTIONS, VIDEOS, AUDIOS, OR MESSAGES RELATED TO valeria grunbaum OR ANY OF Her BRANDS OR PROGRAMS. YOU CAN OPT-OUT OF RECEIVING ANY FUTURE TEXT MESSAGES BY SIMPLY REPLYING TO ANY OF OUR TEXT MESSAGES AT ANY TIME WITH THE WORD STOP. BY SIGNING UP FOR OUR PRODUCTS OR PROGRAMS YOU HEREBY GRANT US PERMISSION TO TEXT YOU UNTIL YOU REPLY STOP. WE DO NOT EVER SELL OR RENT YOUR PHONE NUMBER AND WE ONLY COMMUNICATE WITH YOU REGARDING RELEVANT valeria grunbaum PROGRAMS.

NON-ACADEMIC INSTITUTIONS

PLEASE NOTE OUR PROMOTION COMPANY, the international business academy, corp, ARE NOT ACCREDITED ACADEMIC INSTITUTIONS AND DO NOT ISSUE DIPLOMAS OR ACADEMIC CERTIFICATIONS OR DEGREES. WE DO NOT ACCEPT STUDENT LOANS OR PROVIDE STUDENT AID UNDER ANY PROGRAMS. WE ARE A FOR-PROFIT TRAINING AND RESEARCH CENTER FOR PERSONAL AND PROFESSIONAL DEVELOPMENT.

EARNINGS DISCLAIMER

WE DON’T BELIEVE IN “GET RICH” PROGRAMS – ONLY IN HARD WORK, ADDING VALUE, BUILDING A REAL AND PROFESSIONAL CAREER, AND SERVING OTHERS WITH EXCELLENCE AND CONSTANCY. OUR PROGRAMS ARE INTENDED TO HELP YOU create a sales process AND TO MAKE A DIFFERENCE IN THE WORLD WHILE increasing YOUR knowledge about sales. OUR PROGRAMS TAKE A LOT OF WORK AND DISCIPLINE JUST LIKE ANY WORTHWHILE ENDEAVOR OR PROFESSIONAL CONTINUING EDUCATION PROGRAM. PLEASE DON’T ENROLL IN OUR PROGRAMS IF YOU BELIEVE IN THE “MONEY FOR NOTHING GET RICH QUICK” MYTH OR IDEOLOGY; WE ONLY WANT SERIOUS PEOPLE DEDICATED TO REAL PROFESSIONAL DEVELOPMENT WHO WANT TO ADD VALUE AND MOVE HUMANITY FORWARD. AS STIPULATED BY LAW, WE CAN NOT AND DO NOT MAKE ANY GUARANTEES ABOUT YOUR ABILITY TO GET RESULTS OR EARN ANY MONEY WITH OUR IDEAS, INFORMATION, TOOLS OR STRATEGIES. WE DON’T KNOW YOU AND, BESIDES, YOUR RESULTS IN LIFE ARE UP TO YOU. AGREED? WE JUST WANT TO HELP BY GIVING GREAT CONTENT, DIRECTION, AND STRATEGIES. WHAT WE CAN GUARANTEE IS YOUR SATISFACTION; WE GIVE YOU A 30-DAY 100% SATISFACTION GUARANTEE, SO IF YOU ARE NOT HAPPY FOR ANY REASON WITH THE QUALITY OF OUR TRAINING, JUST ASK FOR YOUR MONEY BACK. YOU SHOULD KNOW THAT ALL PRODUCTS AND SERVICES BY OUR COMPANY ARE FOR EDUCATIONAL AND INFORMATIONAL PURPOSES ONLY. NOTHING ON THIS PAGE, ANY OF OUR WEBSITES, OR ANY OF OUR CONTENT OR CURRICULUM IS A PROMISE OR GUARANTEE OF RESULTS OR FUTURE EARNINGS, AND WE DO NOT OFFER ANY LEGAL, MEDICAL, TAX OR OTHER PROFESSIONAL ADVICE. ANY FINANCIAL NUMBERS REFERENCED HERE, OR ON ANY OF OUR SITES, ARE ILLUSTRATIVE OF CONCEPTS ONLY AND SHOULD NOT BE CONSIDERED AVERAGE EARNINGS, EXACT EARNINGS, OR PROMISES FOR ACTUAL OR FUTURE PERFORMANCE. MAKING DECISIONS BASED ON ANY INFORMATION PRESENTED IN OUR PRODUCTS, EVENTS, SERVICES, OR WEB SITE, SHOULD BE DONE ONLY WITH THE KNOWLEDGE THAT YOU COULD EXPERIENCE RISK OR LOSSES JUST LIKE ANY ENTREPRENEURIAL ENDEAVOR. USE CAUTION AND ALWAYS CONSULT YOUR ACCOUNTANT, LAWYER OR PROFESSIONAL ADVISOR BEFORE ACTING ON THIS OR ANY INFORMATION RELATED TO A LIFESTYLE CHANGE OR YOUR BUSINESS OR FINANCES. YOU ALONE ARE RESPONSIBLE AND ACCOUNTABLE FOR YOUR DECISIONS, ACTIONS AND RESULTS IN LIFE, AND BY YOUR REGISTRATION HERE YOU AGREE NOT TO ATTEMPT TO HOLD US LIABLE FOR YOUR DECISIONS, ACTIONS OR RESULTS, AT ANY TIME, UNDER ANY CIRCUMSTANCE.

YOU MUST BE 18 YEARS OLD OR MORE TO USE ANY OF OUR SITES:

THE SITES ARE NOT DIRECTED TO CHILDREN UNDER THE AGE OF 18. YOU AGREE TO ABIDE BY ANY SUCH RESTRICTIONS, AND NOT TO HELP ANYONE AVOID THESE RESTRICTIONS.

EXPLICIT LANGUAGE & MATURE CONTENT

ON OUR SITES WE WILL OCCASIONALLY DISCUSS MATURE TOPICS AND LANGUAGE RELATING TO PERSONAL AND PROFESSIONAL GROWTH THAT MAY USE EXPLICIT LANGUAGE OR “CURSE WORDS.” USERS WHO ARE UNCOMFORTABLE WITH SUCH TOPICS OR LANGUAGE SHOULD NOT USE OUR SITES.

CONFIDENTIALITY AND NON-COMPETE

USERS OF OUR SITES HEREBY UNDERSTAND THAT THE TOOLS, PROCESSES, STRATEGIES, MATERIALS AND INFORMATION PRESENTED ON OUR SITES ARE COPYRIGHTED AND PROPRIETARY, SO USERS AGREE NOT TO RECORD, DUPLICATE, DISTRIBUTE, TEACH OR TRAIN FROM OUR INFORMATION IN ANY MANNER WHATSOEVER WITHOUT OUR EXPRESS WRITTEN PERMISSION. ANY UNAUTHORIZED USE OR DISTRIBUTION OF OUR SITES PROPRIETARY CONCEPTS, MATERIALS, AND INTELLECTUAL PROPERTY BY YOU OR YOUR REPRESENTATIVES IS PROHIBITED AND PROMOTER WILL PURSUE LEGAL ACTION AND FULL DAMAGES IF THESE TERMS ARE VIOLATED IN ORDER TO PROTECT ITS RIGHTS.

LAST UPDATED: march 14th, 2021
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